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It is difficult for most of your home appliances and systems to survive the heat of California. Apart from these harsh weather conditions, Florida has many places like Key West, Miami Beach, Southwest Ranches, Aventura, etc., where living is expensive. A home warranty is a perfect solution to protect your home items from wear and tear and your pocket from unforeseen repairs. An existing malfunction in any system or appliance before the coverage begins on a home warranty plan refers to a pre-existing condition. A unknown pre-existing condition is one that cannot be detected during the routine maintenance/inspection or is unknown to the homeowner.
With just two years in the Florida market, LHG has managed to receive a BBB rating of an A and established itself as a trustworthy provider. When you look at the customer reviews, response times, and workmanship quality that Liberty Home Guard has, it becomes obvious why LGH is a top home warranty company in Florida. With access to the beach, beautiful weather, and a lifestyle that can feel like a vacation, Florida is a wonderful place to live. Homeowners in Florida also have the benefit of choosing between condos, townhouses, and single-family homes.
Most Affordable: Select Home Warranty
First American does disappoint in the state availability category since it only services 34 states. Also, the company does not offer coverage for central air conditioning in its core plans, but it does offer it as an add-on. Providing coverage in 48 U.S. states, AFC Home Club offers four plans, as well as six add-on options. American Home Shield is a reputable choice for Florida homeowners who value comprehensive coverage. AHS covers a variety of systems and appliances in your home and provides three plan and service call fee options to choose from.
Owning a home in Florida can be a dream come true, but you must remember that it comes with a substantial maintenance cost. According to the records, Florida’s average annual cost of homeownership maintenance is $16,097, which is much higher than the national average. Let’s look at the table below to understand better how much home maintenance costs in major Florida cities. The table below highlights AFC Home Club’s plan coverage options. The two components of home warranty pricing are the monthly premium and the service call fee sometimes referred to as the deductible. Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage.
A Final Word On Purchasing a Home Warranty In Florida
Although your chances of finding warm weather in Florida during the winter are quite high, there are areas such as Jacksonville, Destin, and even Orlando that can get some nights with freezing temperatures. This means that Florida homeowners will also want to consider heating systems to help them keep the home comfortable all year. We put in a work order with Choice Home Warranty, and within a few days Rabbit Heating and Air came to help.
It provides the best protection for all kinds of homeowners-- new buyers, retirees, vacation homeowners, and more. “I called on memorial weekend to request service, and First Premier had someone out the very next day. I will definitely be telling my family about you guys.” -Grace F.
Home Warranty Coverage in Florida Cities
Moreover, reading individual home warranty reviews can help you get a better picture of all costs and coverages offered by a provider. Is the best home warranty for Florida residents looking for extensive coverage. If you are worried about things like ductwork, refrigerators, washers, and dryers being covered under par of your plan, a First Premier Home Warranty protection plan is a great option to consider.
Our research process includes speaking with representatives from more than 40 home warranty providers, requesting quotes, and asking clarifying questions to gain insight into each provider’s benefits and downsides. We also analyze sample contracts from each company to understand specific coverage terms. When you purchase a home warranty, there is typically a 30-day waiting period before you can file a claim. Coverage begins on closing day when a home warranty is purchased as part of a real estate transaction.
However, if you still need to figure out the difference between the two and whether you need them, reading our home warranty vs. home insurance guide may help. Once the technician comes over, he/she will diagnose the problematic device thoroughly. Depending on its condition, it will either get repaired or replaced. When filing your home warranty claim, you must also remember to pay the necessary service call fee. Additionally, the home warranty company may not cover it if the old HVAC comes with pre-existing conditions. However, some warranty providers do offer coverage for items with pre-existing conditions.
With a Choice Home Warranty plan, you will benefit from the 13 years that Choice has spent serving the state of Florida. Both Choice Home Warranty plans, the Basic Plan and the Total Plan, cover systems and appliances, guaranteeing comprehensive coverage for your home. The fine print with Choice Home Warranty is relatively minimal. Homeowners like the simplicity when it comes to signing up for and filing claims with Choice Home Warranty.
LGH has Systems Guard, Appliance Guard and the combo plan Total Home Guard. The add-on options for the Liberty Home Guard are quite extensive with over 20 options to choose from. Everything from cleaning gutters to getting your home free of pests can be added to your policy. Of course, these will increase the price, but many FL homeowners find it well worth it. Although the overall cost of the LGH plan may seem high, the coverage and trustworthiness you get with Liberty is unbeatable.
The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our partners. If you notice a malfunctioning item, contact your home warranty provider. When your claim gets approved, a trained technician will contact you to schedule an appointment.
The Home Service Club is a home warranty that has been on the market for more than a dozen years. During this time, they have worked hard to get customers fair and adequate coverage quickly. With the The Home Service Club, you will have coverage for your home in ten days’ time. Most home warranty companies in Florida will take thirty days before a plan goes into effect. Homeowners who are serious about having a long list of coverages and pay excellent attention to detail will benefit from The Home Service Club home warranty plan.
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